The operating temperature of the reactor puts an upper limit of $T_t$, above which your fuel elements melt and you (briefly) get a liquid core NTR. Again, not all exhaust species will be created equal here, because their various chemistries at ~3000K±500K~3000 K ± 500 K require various different protective covers around the fuel elements to prevent (or at least limit) corrosion, and those protective layers will have different melting points and thermal properties and so on.
That just leaves you with $M_w$, and which ever way you slice it, water molecules are going to be about 10 times heavier than plain old H2H2, and when your exhaust gasses are at the same temperature that water is just going to be travelling slower and hence the rocket's Isp is going to be lower.
Temp C02 H20 CH4 CO Ar
2800K 283 370 606 253 165
3000K 310 393 625 264 172
3200K 337 418 644 274 178
3500K 381 458 671 289 187
Temperature | CO2 | H2O | CH4 | CO | Ar |
---|---|---|---|---|---|
2800 K | 283 | 370 | 606 | 253 | 165 |
3000 K | 310 | 393 | 625 | 264 | 172 |
3200 K | 337 | 418 | 644 | 274 | 178 |
3500 K | 381 | 458 | 671 | 289 | 187 |
The universe in general, and the outer solar systemSolar System in particular, is just absolutely chock full of water, just lying around, ready for the taking. More or less. It is commonplace, energetically easy to harvest, relatively straightfowardstraightforward to store, given its density and the lack of need for compression or refridgerationrefrigeration or worries about tiny molecules escaping your grasp (sure, you've got to keep it liquid, but you do have a nuclear reactor on your spaceship). And just because the Isp is low, that doesn't mean that the engine power is low too... the same number of watts are going into the exhaust, and that means high thrust. Its a different use-case to an H2H2-fuelled NTR, to be sure, but it is still a very handy one.